Explained: What is ERAC Toll on Credit Cards & How It Works?

Business April 25, 2024

Have you recently spotted a charge labeled “ERAC toll on credit cards” on your statement and wondered what it is all about? You might wonder: What is ERAC toll on credit cards? Well, you are not alone. This charge can appear a bit mysterious at first. But it is actually quite straightforward once you understand the context.

In this article, we will explain what the ERAC toll charge is, why it appears on your credit card, and how you can manage these charges in the future.

What is ERAC Toll on Credit Cards?

ERAC toll on credit cards refers to charges that are made by Enterprise Rent-A-Car (ERAC) for tolls incurred during the rental period of one of their vehicles. When you rent a car from Enterprise or any major rental car company, you often use toll roads that require payment.

FrontStory / Essentially, ARAC toll charges on credit cards are charges made by Enterprise Rent-A-Car (ERAC) for tolls.

Instead of paying these tolls at the time they are incurred, they are typically billed through the rental car’s toll program, and charges appear later on your credit card statement.

So, why does ERAC charge your credit card for tolls? The reason is convenience. ERAC, like many other rental agencies, offers customers the option to use their registered toll service. Thus, allowing drivers to pass through tolls without stopping. The costs of these tolls are then settled through the payment method on file: Your credit card.

How Does ERAC Toll Billing Work?

The process is simple. When you rent a car from Enterprise, you have the option to enroll in their toll service program. As you drive through tolls, cameras and sensors on toll roads identify the rental vehicle’s registered toll tag. The toll amount is recorded. Instead of needing to pay cash at each toll booth, the total toll charge is compiled and charged directly to the credit card used to rent the vehicle.

Tim / Pexels / With ERAC toll charges, you do not have to pay at every toll booth. Instead, you pay the total sum through your credit card.

This service, while convenient, can sometimes lead to surprises on your credit card statement if you are not fully aware of it. Hence, it is always a good idea to ask about toll policies and charges when you rent a car.

How to Manage ERAC Toll Charges on Your Credit Card?

Here are a few tips to help you manage and anticipate ERAC toll charges on your credit card:

Inquire About Toll Policies: When renting a car, specifically ask about the toll charges and how they are handled. Understanding the policy will help you avoid any unexpected charges.
Consider Using Your Own Toll Transponder: If you already have a toll transponder or pass, ask if you can use it with your rental car. This can often be cheaper than using the rental company’s service.

FrontStory / Some rental companies allow you to opt out of their toll service. If you prefer to pay tolls yourself and avoid potential administrative fees, this could be a worthwhile option.

Review Your Rental Agreement: Make sure to read your rental agreement carefully regarding the toll charges. This agreement will typically detail how tolls are calculated and billed.
Check Your Credit Card Statement Regularly: After renting a vehicle, keep an eye on your credit card statement to catch and address any charges promptly.

Understanding what is ERAC toll on credit cards can save you both time and hassle. By staying informed and asking the right questions, you can manage your finances better and enjoy a more seamless car rental experience. Remember, knowledge is the key to avoiding surprises on your credit card statement!